xquid is a personal financial projection tool — not another budgeting app.
A live sample — nobody's real numbers
Jordan & Sam's lease is up. Here's their net worth, five years out.
What they pay today
Drag the rent. Five years of their life moves with it.
A seeded couple — two incomes, one car loan — run through the same projection engine you'd be using. Every figure is in today's dollars, and rent and pay are both held flat, so nothing here is inflated to look dramatic.
Drag the rent. That's the whole idea — every number you change moves the line.
Not open yet.
xquid is in private testing with a handful of people. If you want to know when it opens, say hello — hello@xquid.tech.
Or play with someone else's money first.
Budgeting apps tell you what happened last month — too late to change it. xquid keeps your net worth and cash flow projected years ahead, always on screen.
No receipts to scan, no transactions to sort. Your plan is built from the things that repeat — income, housing, debts, saving. A few honest numbers are enough to draw your first curve.
Drag an assumption — the raise, the house, retiring at 62 — and watch your curves move, live. What-ifs stay what-ifs until you say otherwise.
Never made a financial plan before? Start with a handful of questions. Grown out of your spreadsheet? Bring the whole model — xquid gives your projections a home a spreadsheet can't.
Answer a few plain questions about the money that repeats in your life. Xquidly — xquid's built-in AI guide — can walk you through it in plain language, no jargon required.
Within your first minutes, your own net worth and cash flow are on screen, played forward — and every number you refine visibly moves the line.
Open the What-if Workbench and pull on the decisions that matter — the move, the career change, the payoff plan — and see tomorrow answer in real time.
xquid is a labor of love from a one-person company — built by a career software developer who wanted to see his own financial future move, and couldn't find a tool that showed it.
It's being built and improved every week — shaped directly by its first users. In this beta, that means you: what confuses you gets fixed, what you wish it did goes on the board.
— Scott, founder